My company is offering 401k but there not matching it, im 25 with 2 children and I am very confused on starting and were to invest. Some with advice and help.
Answer: The advantage of a 401K retirement account is that the money you put in
there is not taxed until you retire and withdraw the money. So it
reduces your tax burden every year, and helps prepare for your
retirement. The human resources office, if there is one, at your work
should have more information on specific investment options in a 401K
account, such as stock funds, bond funds, money market account, and so