5 of My favorite Long Term Dividend Stocks

      I enjoy the art of Dividend Growth Investing.  I look for companies that have a competitive advantage in there field and are leaders in there industry. These companies are at the top for a reason and I look for companies that have been leaders over a long period of time. A company must have been paying dividend for 10 consecutive years and also been raising dividends for at least 10 years before they will meet my entry criteria. These are only a few criteria I use but these to me are the most important. I want to build a Dividend Growth portfolio that can hold up against the ups and downs of todays stock market and the market 30 years from now. I plan to use this Dividend Income as part of my retirement income along with company matched 401k programs among other small investments.
       Below I have listed some of my top picks for Long Term Dividend Growth Stocks.
    1. Medtronic, Inc (MDT). Medtronic operates through its six business segments that revolve around Cardiac Rhythm Disease Management, Spinal & Biologics, CardioVascular, Neuromodulation, Diabetes, and Surgical Technologies. The company both manufactures and sells medical therapies that function around specific devices. Medtronic currently supports a market capitalization of $43 billion and a reasonable forward price-to-earnings ratio of 10.88. Trading with similar volatility as the market, it currently maintains a beta of 1.03. The company offers a forward annual dividend of 2.5% with a quarterly rate of $0.26. The company maintains a comfortable payout ratio of 30% and has been raising its dividend since 1978.
    2. Walgreen Co. (WAG). As the operator of nearly 8,000 drugstores in the United States, Walgreen operates as a local provider of prescription and non-prescription drugs. The company was founded in 1901 and now maintains a presence throughout all 50 states as well as Puerto Rico. Walgreen currently supports a market capitalization of $33 billion and a below average forward price-to-earnings ratio of 9.47. Trading alongside the market when it comes to volatility, it currently maintains a beta of 1.17. The company offers a forward annual dividend of 3.1% with a quarterly rate of $0.275. The company maintains a comfortable payout ratio of 39% and has been raising its dividend since 1976.
    3. Pepsico, Inc. (PEP). Pepsico was founded in 1898 and has since grown to be one of the largest providers of beverages and snack foods. The company has operations around the world and supports some of the more recognizable brands under its wings. Some of these names include Lays, Ruffles, Doritos, Cheetos, Fritos, Quaker, Rice-A-Roni, Pepsi, Gatorade, Mountain Dew, 7Up, and Tropicana. PepsiCo currently supports a market capitalization of $107 billion and an above average forward price-to-earnings ratio of 15.62. Trading with significantly less volatility than the market, it currently maintains a beta of 0.33. The company offers a forward annual dividend of 3.1% with a quarterly rate of $0.538. The company maintains a feasible payout ratio of 56% and has been raising its dividend since 1973.
    4. Wal-Mart Stores Inc. (WMT). Wal-Mart operates as a large discount department store chain through its various brand names and has operations around the world. The company is currently the biggest private employer in the world with over 2 million employees. The company currently maintains over 10,000 retail units in over 27 countries. Wal-Mart Stores currently supports a market capitalization of $253 billion and an above average forward price-to-earnings ratio of 13.95. Trading with lower volatility than the market, it currently maintains a beta of 0.42. The company offers a forward annual dividend of 2.1% with a quarterly rate of $0.398. The company maintains a comfortable payout ratio of 32% and has been raising its dividend since 1975.
    5. Kimberly-Clark Corporation (KMB). As a manufacturer and marketer of healthcare products, Kimberly-Clark operates through its four business segments of Personal Care, Consumer Tissue, K-C Professional & Other, and Healthcare. The company primarily produces paper-based consumer products and sells its wares directly to supermarkets, retail outlets, drugstores, and other distributors. Kimberly-Clark currently supports a market capitalization of $33 billion and an above average forward price-to-earnings ratio of 14.87. Trading with volatility below the market, it currently maintains a beta of 0.32. The company offers a forward annual dividend of 3.4% with a quarterly rate of $0.74. The company maintains an above average payout ratio of 63% and has been raising its dividend since 1973.
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I have a 401k account with an old employer and I am in the process of moving it over to an IRA account.?

Is it true I can only transfer to a traditional IRA as oppose to a Roth IRA?
 I was told only taxed money can go into a Roth IRA.


Answer:

  1.Initiate a 401k transfer as you reach a benefit event during your professional life. The Internal Revenue Service defines a benefit event as retirement, new employment or achieving the age of 59 years and 6 months old. You must pass this threshold to consider transferring money to your IRA.

2.Fill out a 401k election form in order to move funds to your individual retirement account. This form allows you to inform your employer about the next destination and amount of money to be transferred from your 401k funds.


3.Review your IRA trustee's limitations on transfers from a 401k account. These limitations may include a ceiling for the contribution amount you can make in a year. Other accounts feature longer transfer periods to ensure that all fund movement is legitimate and completed accurately.

4.Utilize the direct transfer option to move your 401k funds to an IRA without taxes or penalties. This option allows you to move money from one trustee to another without the funds reaching your hands.

5.Move quickly to deposit 401k funds to your IRA if you received a check for the total withdrawal amount. The IRS and your old 401k manager require you to deposit withdrawn funds within 2 months to avoid taxation. Failure to deposit funds will result in a 10-percent penalty and income taxes levied against the principal.

6.Complete an application with your new IRA provider before you make any movement on your 401k account. You should make an initial deposit in your IRA to ensure the depositing system is working properly.

Where to buy penny stocks?

I want to buy $100 bucks of penny stock (big spender LOL). where is the best place online to do this?


Answer: 
  You can use any online brokerage company. My favorite is Fidelity they have everything I need and have good customer service. Some penny stocks can turn out to be winners but it is mostly a gamble, many of them go bankrupt.



Mcdonald's Dividend Stock Analysis

McDonald's Corporation (MCD) is the largest fast-food restaurant company in the world, with about 33,500 restaurants in 119 countries. McDonald's is currently yielding 3.2%

  This top dividend growth stock  has paid dividends every quarter since 1976 and has increased distributions on its common stock for 35 years in a row.The company's last dividend increase was in September 2012 when McDonald's Board of Directors approved a quarterly increase to 77 cents/share.

  With McDonald's growing there dividend yearly at this rate, I am very interested in adding it to my dividend growth portfolio. I am long on McDonald's (MCD)

  

Why invest in dividend stocks?

It is well known that stock prices drop after the dividend date. So whatever you gain in dividend, which is also a taxable event, you lose in equity.


Answer:
   First off you invest in companies that have been paying dividends for a long time and ones that tend to raise dividends every year because the growing dividend income is much better than what they bank will give you on savings accounts or on cd rates so over time you are going to earn a good bit back on your original investment if you pick strong companies to invest in. Also there is nothing to say that your stock will drop after the dividend date, this may be true some of the time but again if you pick strong companies in the long run your stock will rise as will your dividend.


Is Coca-Cola a good investment right now? (KO)

  I saw a program about coke (KO) launching a new micro-business this throughout the developing world in the next couple years. I love the idea and I want to buy some stock in the company. Does anyone agree or disagree? Is now a good time to buy coke stock? someone with some analyst experience please. thank you.

Answer: I think Coke is a great long term stock, it just split not to long ago so people that had already invested in coke doubled there shares and have a great position in Coke. I also like the dividends that Coke gives off, this is one of the major things I look at when I pick a stock along with how much the dividends have grown over the years.

What is Dividend Growth Investing?

   I enjoy a long term investing source called Dividend Growth Investing. Dividend Growth Investing is when you invest in strong companies that have been paying and raising dividends for a long time. My entry point for a stock would be when they have been raising there dividend for at least 10 consecutive years. They key to success with a Dividend Growth strategy is researching the stocks you want to invest in as in depth as possible. It takes countless hours to research a stock you are going to add to your portfolio. I also want to stay diversified in my portfolio having at least 30 different stocks from as many different types of sectors as possible. This allows you to have some fluctuations in different markets and also if a company that you have a position in cuts there dividend then your over all portfolio is not going to take a big hit and you will have time to sell it and get into another dividend growth stock.

  The reason most investors prefer the dividend growth strategy is that you get payments all the time usually every quarter for most stocks and some pay in different months so you could be getting a dividend payout every month. So once you get to a point where you can live comfortably off of your dividends then you can go ahead and retire and start getting your payments right away instead of waiting until you are 59 and a 1/2 like most retirement plans and 401Ks.

    Below are a few Dividend Growth Stocks that I either have in my portfolio or that I am following with intentions on initiating a position in them in the near future.

   1. Walgreen's:(Wag) Walgreen's been up and down lately but is at a good price to buy. Walgreen's has paid dividends since 1933 has raised its distributions for 37 straight years. At this point I would consider a good addition to any Dividend Growth Investors portfolio.

2. Medtronic: (MDT) Medtronic is a medical device company that has had great success keeping up with today's medical technology needs. I feel like Medtronic will be arouund for the long haul. They have paid dividends since 1977 and have increased them every year for the last 35 years making them one of my favorite long term dividend stock picks.

Is Intel a good buy as a Long Term Dividend Stock Purchase?

Intel has been less than stellar this year. They have reported lower earnings than expected over the last few quarters. I am really interested to see if Intel's stock price will drop down into the $23.00 price range, as that is where I am targeting this as a good dividend stock option to add to my Dividend Growth Portfolio. I believe with this dividend that Intel is paying that It will really be a good addition at the right price and I also think that it will see future growth that will keep my portfolio growing year by year. My plan as a Dividend grown investor is to put together a portfolio of approximately 30 different dividend growth stocks that I can let grow over the next 25 years or so and make a great dividend income for me to live off of in retirement. My target as of right now is around $2,000 a month to go along with some other retirement accounts that I have, this number will allow me to keep up the daily lifestyle I lead and not have to keep a job past the age of 57, like many people are having to do today. I was talking to someone about retirement the other day and they planned on going until 67, to me this is not ideal and is not the way I want to spend my life.

Medtronic (MDT): Dividend Stock Review

 MDT is a very interesting stock for us Dividend investors. Medtronic has increased is dividend every year for the last 35 years and I see no sign of it slowing down. If they keep increasing it at this rate the dividend will double every 4 years on average which really strong in my opinion. With the increasing technology in the Medical Industry Medtronic will be developing new technology that will keep there earnings steadily increasing and keep their profit margins up. I do not currently have a position in Medtronic but it is on my short list of stocks I soon want to purchase.



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Walgreens makes big Move on 6/19

Walgreens (WAG)  made a huge purchase today, making a strong strategic move by going global. They purchased 45% of Alliance boots today, making them together a very strong global health and beauty retailer that will only make things better for Walgreens and Alliance boots in the long run. Walgreens has struggled of late with there Express Scripts dispute, but have made strides along the way slowing getting use to the idea of not having these customers.

  I believe Walgreens made a great move today and will continue to get strong and not only be the #1 Drugstore in the U.S., but now also be #1 abroad and of course across the whole globe.

How much is 10.2g of 14KT gold worth?

Answer:

 Melt value is roughly $310. As for the actual WORTH...that's something different. A shop that buys it to scrap the piece for the gold will pay somewhere around 75% of melt.  Which is about $232.

Why is Dell Stock is soo cheap?

What was the main reason that caused stock to go down? I know that the Net Income went down for the last quarter but that wasn't the reason. I'm looking for the EXACT REASON. You can be very technical. Trust me, I will understand everything. Thanks


Answer:
 "For the first-quarter, Dell reported that its net income fell 32.8 percent to $635 million, compared to $945 million a year earlier. Revenue also declined by 4 percent to $14.42. It was a miss on the top and bottom and the company even noted the impact of competitors. On the conference call, chief financial officer Brian T. Gladden explained, “We’re seeing more consumer IT spending diverted to alternative mobile computing devices.” In other words, tablets are eating Dell’s lunch.

I need information on 401k?

My company is offering 401k but there not matching it, im 25 with 2 children and I am very confused on starting and were to invest. Some with advice and help.

Answer:   The advantage of a 401K retirement account is that the money you put in there is not taxed until you retire and withdraw the money. So it reduces your tax burden every year, and helps prepare for your retirement. The human resources office, if there is one, at your work should have more information on specific investment options in a 401K account, such as stock funds, bond funds, money market account, and so on.

Hdfc Endowment Supreme Suvidha ULIP plan?

I have Hdfc Endowment Supreme Suvidha ULIP plan with me. The yearly premium is Rs 50,000 and I purchased this policy in 2010, due to financial issue, I could not pay the 2nd year premium but now I have sufficient fund to pay the premium and revive the policy. The policy term is 12yr and Sum assured is Rs. 250000.
I want to know if it is the good policy to hold as I had to buy the policy as a condition for opening a locker at HDFC bank. If no, the please suggest the alternative for me.
Please help me in my decision.

  Answer:

    Personally, I am totally against any ULIPs. Please understand that insurance is to cover your risk and ulip exposes you to risk since ulip is unit linked insurance plan. These units are derived from the nav of the investment made in equities (stockmarket).

If you want insurance, buy a pure term plan. If you want to invest, buy a decent equity mutual fund, gold etf, fd, tax free bonds etc. Don't mix both. If HDFC will not give you locker without this plan, I suggest that you get a locker from nationalized bank.

What is option trading?

  In finance an option trading is the purchase and/or sale of one or various option positions and possibly an underlying position..
   From an investors point of view there are double folded benefit of option trading. Firstly, the leverage of the option trading that lets you control greater value of investment with significantly lower deposits. In option trading you need much lower deposits to trade in option trading than investing or buying the same quantity of asset outright.

Stock Analysis: Southern Company SO

 Southern Company is an Atlanta based company that supplies energy to over 4.4 million customers and supplies over 42,000 megawatts of power to these customers.  Southern Company is a good long term investment as it does pay out a quarterly dividend which is equal to $1.96/share a year.  At the right stock price Southern Company is something you should add to your portfolio. I would say my buy price for Southern Company would be in the 41 to 43 dollar range. I am a long term dividend investor and will be looking to add a position in SO as soon as it is a favorable position.

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What are the effects of stock dividends on investors compared to cash dividends?

How are investors affected by a firm opting to pay out a stock dividend instead of a cash dividend?


Answer:

A stock dividend is treated as a stock split. By giving out more shares to investors, it dilutes the value of each share. If the market price per share stays the same, it is a benefit to the company in not using cash, and a benefit to stockholders in not being directly taxable.
So, stock dividends, in theory, have little or no value. They are mostly psychological.

Why did Apple pay dividends to their shareholders?

If they don't have to do so, why did they do it (or do they have to at some stage)? Aren't they in effect losing cash?

How would they at all benefit from it?


Answer:

They would be able to raise more capital by offering dividends to share holders who would other wise not invest or buy the stock. By not having dividends, the company has limited share holder equity on their balance sheet, which does increase their assets, but people who want the stock and the dividends, would not buy it. Or people who do not want their earning through trading a stock, have no reasoning to own the stock.